Auto Body Shop Insurance Ohio – Call 800-998-0662.

Searching for Auto Body Shop Insurance in Ohio, Michigan, Indiana, Kentucky, Tennessee, Florida, or Georgia?  Pathway Insurance is the agency for you!

Pathway Insurance Services is an A+ rated and accredited business with the Better Business Bureau (BBB) and provides competitive insurance solutions for Auto Body Shops in Ohio and the remaining 49 states.

Because we are a leading independent agency, Pathway Insurance can shop the insurance market for the optimal pricing and protection for your Ohio Auto Body Insurance requirements.

To talk to a knowledgeable insurance agent today, call us at 1-800-998-0662 or click on Auto Body Insurance Ohio Quotes to submit your information online twenty-four hours a day, seven days a week.

Auto Body Shop Insurance Ohio – Insurance Add-Ons and Endorsements You May Need.

You may find that the basic Ohio Garage Liability Insurance Policy leaves several gaps in your coverage that could end up costing you down the road.

For example, the basic Ohio Garage Liability Insurance Policy excludes coverage for property damage to property owned; rented; occupied by; loaned to; held for sale by; being transported by; or in the care, custody, or control of the insured.

So in other words, while test driving a customer vehicle after replacing its transmission, Tim the transmission repairman wrecks Beatrice’s 2005 Crown Victoria and Tim learns that his basic Ohio Garage Liability Insurance Policy excludes customers’ vehicles that are damaged while in his care, custody, or control.

Forgetting to add important Coverage to his Ohio Garage Policy Tim is forced to pay $6,917 out of pocket to Beatrice for the loss of her vehicle. 

Let’s briefly review a few Endorsements and Coverage Enhancements to consider:

Garagekeepers Coverage.

This important coverage will pay all sums the “insured” legally must pay as damages for “loss” to a “customer’s auto” or “customer’s auto” equipment left in the “insured’s” care while the “insured” is attending, servicing, repairing, parking or storing it in your “garage operations” 

So in other words when Tim the transmission repairman wrecked Beatrice’s 2005 Crown Victoria while test driving her freshly repaired car, Tim’s Garagekeepers Coverage would have footed the bill after Tim’s Deductible if he had the foresight to purchase said Ohio Garagekeepers Insurance Coverage.

Broadened Garage Liability Endorsement.

This endorsement adds coverage for your “defective products and faulty work” by removing a few particular exclusions from your normal garage liability policy. In other words, adding this endorsement insures you in the event that any accidents or injuries happen on your premises or outside of your premises as a result of a technician’s error or defective products.

For example, if one of your employees makes a mistake in his welding that leads to the weld breaking a few days later while a customer is driving the vehicle, and this faulty weld causes an accident that leaves someone injured, you would be insured via this endorsement.

Business Crime Insurance

This form of coverage protects you from all forms of crime that impact your business. This, of course, includes theft, burglary, and robbery by unaffiliated third parties, but it also provides protection from theft committed by your own employees or associates when the Employee Dishonesty Coverage Form is chosen.

For example, if two masked figures break into your auto body shop in the dead of night by smashing a window and steal the cash stored in the register, you would be protected under Business Crime Insurance.

Or, if a disgruntled employee working for your auto body business is found to have been skimming a little money off the top each month and attempting to hide the paper trail, your losses would be insured by Business Crime Insurance if the Employee Dishonesty Coverage Form is included.

To learn about other endorsements and additional coverage for your auto body shop insurance, click on Auto Repair Shop Insurance Ohio.

You can also click on Auto Body Shop Ohio Quotes to use our convenient online rate quote submission system to request free quotes and information anytime.

Auto Body Shop Insurance Ohio – Call Today!

For great rates on Insurance for Auto Body Shops anywhere in the United States, you can’t beat Pathway Insurance.

Whether you are opening an auto body business or you are seeking better rates and coverage for your existing auto body company, the courteous and knowledgeable agents at Pathway Insurance are here to help.

You can contact us by phone at 1-800-998-0662 9:00 am to 6:00 pm or you can submit your information online for a free quote by clicking on Auto Body Shop Insurance Quotes 24 hours a day, 7 days a week.

We also provide the following services in Ohio:

• Auto Repair Shop Insurance Ohio
• Ohio Tow Truck Insurance
• Ohio Garage Keepers Insurance
• Auto Repair Shop Insurance Cincinnati
• Cincinnati Tow Truck Insurance
• Cincinnati Garage Keepers Insurance

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