1 = Owned “Autos” Only

This symbol covers any “auto” owned by an insured, including any “auto” that is acquired after the policy begins.

2 = Owned Private Passenger “Autos” Only

This symbol covers only private passenger type “autos” owned by the insured, including any private passenger type that may be acquired after the policy begins.

3 = Owned “Autos” Other Than Private Passenger “Autos” Only

This symbol covers all “autos” other than private passenger type “autos” owned by the insured, including any “autos” other than any private passenger type that may be acquired after the policy begins.

4 = Specifically Described “Autos”

Only those “autos” that are specifically listed on the policy are covered. The symbol also applies to any “trailer” while it is towed by a listed vehicle.

5 = Hired “Autos” Only

This symbol covers only those “autos” that an insured leases, hires, rents, or borrows, unless the “auto” is leased, hired, rented, or borrowed from an employee, partner, or member of the insured’s household.

Manuscript Symbols

In some instances, a particular insurance company may agree to provide coverage for a vehicle or ownership situation that is not described in the above symbols. When this occurs, a special symbol, such as 10 for liability or 7 for physical damage coverage, is used and added to the policy by an endorsement. The endorsement must contain a complete explanation/description of what the symbol means. Then, that number must appear next to the applicable coverage(s).