Liability Coverage Auto Symbols
1 = Any “Auto”
This is the broadest symbol designation and covers any “auto.”
2 = Owned “Autos” Only
This symbol covers any “auto” owned by an insured, including any “auto” that is acquired after the policy begins. The symbol also applies to any “trailer” while it is towed by an owned vehicle.
3 = Owned Private Passenger “Autos” Only
This symbol covers only private passenger type “autos” owned by the insured, including any private passenger type that may be acquired after the policy begins.
4 = Owned “Autos” Other Than Private Passenger “Autos” Only
This symbol covers all “autos” other than private passenger type “autos” (vans, trucks, motorized equipment) owned by an insured, including such vehicles that may be acquired after the policy begins. The symbol also applies to any “trailer” while it is towed by an owned vehicle.
5 = Owned “Autos” Subject To No-Fault
Any “auto” owned by an insured that is garaged or licensed in a state where no-fault benefit laws exist. This symbol also applies to any “auto” acquired after the policy begins.
6 = Owned “Autos” Subject To A Compulsory Uninsured Motorist Law
Any “auto” owned by an insured that is garaged or licensed in a state where drivers are required to carry uninsured motorist coverage. This symbol also applies to any “auto” acquired after the policy begins.
7 = Specifically Described “Autos”
Only those “autos” that are specifically listed on the policy are covered. The symbol also applies to any “trailer” while it is towed by a listed vehicle.
8 = Hired “Autos” Only.
This symbol covers only those “autos” that an insured leases, hires, rents, or borrows. HOWEVER, it does NOT include “autos” leased, hired, rented, or borrowed from an employee, partner, or member of an insured’s household.
9 = Nonowned “Autos” Only
This symbol covers only those “autos” an insured does not own, lease, hire, rent, or borrow that are used in the insured’s business, including “autos” owned by employees, partners, or members of an insured’s household, but only while those non-owned “autos” are used either in the insured’s business or personal affairs.
19 = Mobile Equipment Subject To Compulsory Or Financial Responsibility Or Other Motor Vehicle Insurance Law Only
This symbol only applies to land vehicles that are considered mobile equipment under the policy’s mobile equipment definition. It allows extension of coverage for vehicles in states that confer vehicle status by making certain types of self-powered equipment subject to registration/licensing law.
- Tow Truck Insurance
Tow Truck Insurance
If you offer Towing Services for your Auto Repair Garage or Dealership you need coverage to protect your business.
Not all companies will offering Commercial Auto Insurance for Tow Trucks so it is important to work with our agency as we have extensive relationships with top companies offering tow truck insurance coverage throughout the United States.
Click Find Out More below to learn about our Tow Truck Program available in all 50 states.Find Out More ►
- Garage Keepers Insurance
Garage Keepers Insurance
Garage Keepers Insurance – What Is It and Why Do I Need It?
Garage Keepers Insurance protects your customers’ vehicles while in your care, custody, and control. Assume you have in your possession up to 20 customer vehicles at any one time. Now let us assume vandals looking for fun decide to target your shop and they cause damage to customer vehicles in your backlot, who would pay for the damages if you did not purchase Garage Keepers Insurance?
Your business would.
You are responsible so do not neglect purchasing this important coverage. Click Find Out More below.Find Out More ►
- Auto Repair Insurance
Auto Repair Insurance
If you’re looking for Auto Repair Shop Insurance you have come to the right place! Pathway Insurance is a leading Insurance Broker and we can help you find the coverage you need for your Auto Repair Shop from top rated insurance companies in your area.
Call 1-800-998-0662 to speak with our Business Insurance Specialist. Or Click Find Out More Below.Find Out More ►