Auto Repair Shop Insurance Ohio – Call 800-998-0662.
If you’re looking for Auto Repair Shop Insurance in Ohio, Michigan, Indiana, Minnesota, Kentucky, Tennessee, Florida, or Georgia, then you have come to the right place.
Pathway Insurance offers competitive rates on Insurance for Auto Repair Shops in Ohio and all fifty states.
Pathway Insurance is an A+ rated, accredited business with the Better Business Bureau (BBB). As a leading independent agency, we have the ability to shop the insurance market for the best prices and coverage for your Ohio Auto Repair Insurance needs.
Call us today at 1-800-998-0662 to speak with one of our licensed agents or click on Auto Repair Insurance Ohio Quotes to use our convenient online rate quote submission system available 24 hours a day, 7 days a week.
Auto Repair Shop Insurance Ohio – Policy Endorsements & Coverage.
In addition to business owners liability coverage, a number of endorsements are available to broaden your coverage. Let’s review a few available endorsements:
Ohio GarageKeepers Insurance Coverage.
Any type of damage to customer vehicles while in possession of the auto repair facility would be provided by the Garagekeepers Coverage Form. For example Mr. Anthony Hocherfeld drops off his Porsche 911 for new brakes and a tune up at your garage and one of your new hires, Butter Fingers Bobby, accidentally sets Mr. Hocherfelds car on fire after accidentally spilling flammable cleaning fluid on the hood of the Porsche and failing to clean it up before his cigarette break.
$29,817 of damages were covered by your Garagekeepers Coverage Form and paid to Anthony Hocherfeld’s new body shop, Butter Fingers Bobby was promptly fired, and your insurance company wants you to implement a better safety protocol for new employees, and they promise a hefty rate increase on your renewal for the nearly $30,000 payout due to employee inattention.
The Ohio Garagekeepers Insurance Coverage saved your repair shop a big out of pocket payout!
Broadened Garage Liability Coverage.
Faulty work and defective products are normally excluded under the Ohio Garagekeepers Insurance Coverage Form, however, this can be covered under the Broadened Garage Liability Coverage Form.
There are naturally some conditions to receive coverage under this policy form such as completing all work at the premises where your business conducts garaging operations.
Example: Tiny Tim Transmission Repair owner is Tim Smith and he employs his half brother Steve who is only a semi-competent mechanic. Steve does some side work occasionally in front of his house on the street doing oil changes. Steve has a busy day lined up Saturday at his house with 6 oil changes scheduled.
It’s a very hot day and his last change is Mr. Mike Miser driving a 2006 Ford F150. Steve is exhausted and he doesn’t completely tighten the oil filter on Mr. Miser’s truck and all of the oil leaks out as Mr. Miser drives to his sister’s house 90 minutes away. Naturally with all of the oil drained dry from the truck the engine seizes up and is damaged beyond repair.
After learning that the oil filter wasn’t completely tightened Mr. Miser is looking to Steve to pay the $4,197 it will cost for a rebuilt engine. Steve naturally is broke and tells his half-brother Tim who has a big heart and she turns the claim in under his insurance policy as Tim purchased the Broadened Garage Liability Coverage Form for Ohio Garagekeepers Insurance.
Bad news is reported to Tim that his policy won’t pay the claim because the work was completed in front of Steve’s house on a sweltering Saturday afternoon!
It’s always a good idea to know your coverage versus assuming you are covered!
To learn about more endorsements available for insurance for auto repair shops click on Auto Body Shop Insurance Ohio.
If you are ready to get a free quote click on Auto Repair Shop Insurance Ohio Quotes and use our automated online rate quote submission system.
Auto Repair Shop Insurance Ohio – Give Us a Call Today!
Pathway Insurance is offering great rates on Insurance for Auto Repair Shops all throughout the United States. If you are thinking about starting a car repair business or if you are an established auto repair shop looking for a new insurance provider or better rates, then call our experienced agents today.
You can reach us at 1-800-998-0662 to speak with us during business hours or click on Auto Repair Shop Insurance Quotes to submit your information 24 hours a day, 7 days a week.
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- Tow Truck Insurance
Tow Truck Insurance
If you offer Towing Services for your Auto Repair Garage or Dealership you need coverage to protect your business.
Not all companies will offering Commercial Auto Insurance for Tow Trucks so it is important to work with our agency as we have extensive relationships with top companies offering tow truck insurance coverage throughout the United States.
Click Find Out More below to learn about our Tow Truck Program available in all 50 states.Find Out More ►
- Garage Keepers Insurance
Garage Keepers Insurance
Garage Keepers Insurance – What Is It and Why Do I Need It?
Garage Keepers Insurance protects your customers’ vehicles while in your care, custody, and control. Assume you have in your possession up to 20 customer vehicles at any one time. Now let us assume vandals looking for fun decide to target your shop and they cause damage to customer vehicles in your backlot, who would pay for the damages if you did not purchase Garage Keepers Insurance?
Your business would.
You are responsible so do not neglect purchasing this important coverage. Click Find Out More below.Find Out More ►
- Auto Repair Insurance
Auto Repair Insurance
If you’re looking for Auto Repair Shop Insurance you have come to the right place! Pathway Insurance is a leading Insurance Broker and we can help you find the coverage you need for your Auto Repair Shop from top rated insurance companies in your area.
Call 1-800-998-0662 to speak with our Business Insurance Specialist. Or Click Find Out More Below.Find Out More ►