Garage Keepers Insurance Ohio
Garage Keepers Insurance Ohio, Ohio Auto Body Shop Insurance, Auto Repair Insurance Ohio.
Need a quote for Garage Insurance in Ohio, Kentucky, Michigan, Indiana, Pennsylvania, Maryland, Tennessee, Georgia, Virginia, West Virginia, South Carolina, Florida, Alabama, Illinois, Wisconsin, Colorado, Minnesota, Arizona, Texas, Missouri, New Mexico, Utah, Wyoming, or Alaska?
If so, call one of our Garage Insurance Agents by dialing 1-800-998-0662 Monday – Friday until 6 PM EST, use our online Chat System up until 8 PM EST, or send us your request for information about our Auto Repair and Body Shop Garage Insurance Program, Tow Truck Insurance Program, or Used Car Dealership Insurance Program 24 hours per day by clicking one of the links below based on your state of operation:
- Garage Insurance Ohio
- Kentucky Garage Insurance
- Garage Insurance Kentucky
- Michigan Garage Insurance Program
- Garage Insurance Indiana
- Pa Garage Keepers Insurance
- Maryland Garage Insurance
- Tennessee Garage Insurance Program
- Garage Keep Insurance Georgia
- Virginia Garage Insurance
- Garage Keeper’s Insurance West Virginia
- South Carolina Garage Keepers Insurance
- Garage Insurance Florida
- Alabama Garage Keepers Insurance
- Garage Insurance Illinois
- Wisconsin Garage Insurance
- Garage Keeper’s Insurance Colorado
- Minnesota Auto Repair Insurance
- Garage Keepers Insurance Arizona
- Texas Auto Body Insurance
- Auto Body Insurance Missouri
- New Mexico Auto Repair Insurance Companies
- Auto Body Insurance Utah
- Wyoming Auto Repair Insurance
- Alaska Business Insurance Program for Garages
- Used Car Dealership Program – Available All States
- Tow Truck Insurance Program-Available All States
Pathway Insurance is a leading independent agency offering Business Insurance for Garages, Insurance for Used Car Dealerships, and Tow Truck Insurance throughout the United States directly and in conjunction with our referral partners.
Choose Pathway When You Need Garage Insurance.
Independent agencies, like Pathway, have the ability to shop the market for the best options for Garage Keepers Insurance. No matter if you specialize in engine repair, tune-ups, transmission repair, or if you do it all including painting and body work Pathway can help you find the coverage you need at a price you can afford.
In addition, we offer extended office hours up until 8 PM Eastern standard Time to help service our customer needs.
Garage Liability Insurance is actually different from Garage Keepers Insurance. And there are a number of different endorsements and options that you can add to a Business Insurance Policy Covering Garages.
Let’s examine the difference.
Garage Keepers Insurance – What Is It and Why Do I Need It?
Garage Keepers Insurance protects your customers vehicles while in your care, custody, and control. Here is an example:
Jeff owns Atlas Car Care offering both general mechanical and body repair. At any one time Jeff may have a dozen customer vehicles in his back lot awaiting various repairs.
A group of thugs after a heavy night of drinking decide to have a bit of fun in the back lot of Atlas Car Care by smashing car windows, flattening tires with screwdrivers, and damaging every single vehicle stored at Jeff’s Garage.
Jeff gets a call Saturday morning from one of his employees letting him know about the vandalism and he heads down to the garage.
Jeff files a police report and turns in a claim to his company. The damage paid by his Garage Keepers Insurance is a little over $47,000 after Jeff’s deductible is taken into consideration.
The hooligans were all eventually arrested as they did not realize Jeff had hidden surveillance cameras placed throughout his garage and back lot. Naturally the lot of them had extensive criminal history plus no money so Jeff’s insurer could not subrogate against the thugs who were now cooling their heels in the County lockup.
What Are Your Options for Ohio Garage Keepers Insurance?
You have a number of options to choose from including the amount of insurance protection, choosing either comprehensive coverage, or specified causes of loss, and collision coverage.
Additionally you can choose a deductible for each customer’s vehicle or you can have a deductible for one claim event.
In another article we will discuss the pluses and minuses of the coverage and deductible options so you can have all the facts to make the best possible choice.
For quotes on Garage Keepers Insurance call 1-800-998-0662 to speak with one of our licensed representatives or click on: Garage Keepers Insurance Ohio to send us your request for information and quotes 24 hours per day.
Garage Liability Insurance Ohio – Why Is This Coverage Important?
Customers may be injured because of slip and falls as they are invited to inspect repair work on owned vehicles. It’s probably not a good idea to invite customers into the repair areas due to the potential for slick surfaces and other hazards, yet this likely happens on a frequent basis.
Because of the potential for injuries it’s very important to purchase a sufficient amount of coverage to protect your financial interest in your business.
Some shops that are just starting out may be tempted to purchase only a minimum amount of coverage. Taking this step can be particularly hazardous to your ongoing operations.
We recommend a minimum of $1 million of more of Garage Liability Insurance. One of our agents will be happy to discuss your needs individually.
Call 1-800-998-0662 Monday through Friday or click on Quotes for Garage Liability Insurance Ohio to send us your request seven days per week, or feel free to use our online chat system that is available up to 8 PM through the week and 5 PM on the weekends.
Business Auto Insurance for Garages Ohio – Don’t Take a Chance Without This Coverage.
If you own service vehicles or tow trucks you need Business Auto Insurance for Garages.
Business auto insurance is quite a bit different compared to purchasing a personal auto policy, yet there are some similarities in terms of liability limits, physical damage coverage, and uninsured and underinsured motorist coverage.
And there are also some significant differences.
When you’re shopping for Business Auto Insurance for Garages in Ohio you should pay close attention to the Covered Auto Designation Symbols.
What Are Covered Auto Designation Symbols?
The Auto Designation Symbols represent the type of vehicle that is protected by the applicable liability or physical damage insurance limit.
Symbol definitions may apply to either a particular kind of vehicle OR the vehicle’s ownership status. It’s important to be familiar with your particular policy’s definitions (they can vary among different insurance companies). In addition the symbols differ depending on whether the coverage is for liability or physical damage.
Click on Liability Coverage Auto Symbols to view what’s covered for Liability Symbols, or click on Physical Damage Coverage Auto Symbols to see what applies to physical damage coverage.
The most popular liability coverage auto symbol is number 7. Symbol 7 covers only those autos that are specifically listed on the policy.
Pathway Insurance Offers Commercial Garage Insurance for Any Type of Company.
No matter if you are an independent or franchise auto repair shop specializing in engine repair, tune-ups, transmission repair, oil changes, or if you do it all including painting and body work.
We offer economical Insurance for Garages in Ohio, Kentucky, Michigan, Indiana, Pennsylvania, Maryland, Tennessee, Georgia, Virginia, West Virginia, South Carolina, Florida, Alabama, Illinois, Wisconsin, Colorado, Minnesota, Arizona, Texas, Missouri, New Mexico, Utah, Wyoming, or Alaska directly and in the remaining states through our referral network.
We also offer convenience. Most insurance brokers offering Garage Insurance are only open five days per week. We are available seven days per week for quotes, to issue policies, to answer questions, to issue certificates of insurance, to file claims, and much more.
You can speak with a licensed agent Monday through Friday 9 AM to 6 PM (EST) by calling 1-800-998-0662 or you can use our convenient online rate submission system by clicking any of the links below:
- Commercial Insurance for Auto Repair Shops
- Commercial Insurance for Auto Dealers
- Commercial Insurance for Auto Body Shops
- Commercial Insurance for Auto Transporters
- Commercial Auto Insurance for Car Haulers
- Commercial Auto Insurance for Tow Trucks
Or use our online chat system available up until 8 PM EST and 5 PM EST Saturday and Sunday.
- Tow Truck Insurance
Tow Truck Insurance
If you offer Towing Services for your Auto Repair Garage or Dealership you need coverage to protect your business.
Not all companies will offering Commercial Auto Insurance for Tow Trucks so it is important to work with our agency as we have extensive relationships with top companies offering tow truck insurance coverage throughout the United States.
Click Find Out More below to learn about our Tow Truck Program available in all 50 states.Find Out More ►
- Garage Keepers Insurance
Garage Keepers Insurance
Garage Keepers Insurance – What Is It and Why Do I Need It?
Garage Keepers Insurance protects your customers’ vehicles while in your care, custody, and control. Assume you have in your possession up to 20 customer vehicles at any one time. Now let us assume vandals looking for fun decide to target your shop and they cause damage to customer vehicles in your backlot, who would pay for the damages if you did not purchase Garage Keepers Insurance?
Your business would.
You are responsible so do not neglect purchasing this important coverage. Click Find Out More below.Find Out More ►
- Auto Repair Insurance
Auto Repair Insurance
If you’re looking for Auto Repair Shop Insurance you have come to the right place! Pathway Insurance is a leading Insurance Broker and we can help you find the coverage you need for your Auto Repair Shop from top rated insurance companies in your area.
Call 1-800-998-0662 to speak with our Business Insurance Specialist. Or Click Find Out More Below.Find Out More ►